Customers and credit
Onboard and underwrite smarter.
AI-assisted KYC, document verification, alternative-data scoring and underwriting copilots.
Apply AI · For banking, financial services and insurance
AI for BFSI. Put AI to work inside the guardrails.
Rooman's AI for BFSI is a 40-hour, 8-week online course for banking, financial services and insurance professionals. You learn to use AI for KYC, credit underwriting, fraud detection, anti-money laundering, claims and regulatory reporting, then prove it in a capstone and earn the Rooman Apply AI Certificate.
40 hours11 modulesWeekly live cohortCapstone project
What you'll be able to do
Use AI in BFSI work, inside the rules.
BFSI is the most regulated AI vertical. Professionals who learn to use AI inside the guardrails of RBI, SEBI, IRDAI and global regulators will shape how the sector adopts these tools.
Risk
Catch fraud and money laundering.
Transaction monitoring, alert triage, sanctions and PEP screening, and suspicious activity report drafting.
Regulation
Stay inside the guardrails.
Apply RBI, SEBI and IRDAI guidance, model governance and explainable AI to every use case.
Skills covered
- KYC and customer onboarding with AI
- Credit scoring and AI underwriting
- Fraud detection and alert triage
- AML: sanctions, PEP and SAR drafting
- Insurance claims automation
- Robo-advisory product design
- Regulatory reporting with AI
- Model governance and explainable AI
Who it's for
Built for BFSI professionals in the job today.
For working professionals in banking, financial services and insurance, ideally with a year's experience, and for graduates aiming at a BFSI career.
Roles where these skills are used
- Banking Operations Lead
- Credit Underwriter
- Fraud Detection Analyst
- AML Compliance Officer
- Insurance Claims Analyst
- Wealth Tech Product Analyst
Entry requirements.
- A working BFSI professional (1+ year preferred), or a graduate aiming for a BFSI career
- Completion of AI for ALL
New to AI? Start with AI for ALL, Rooman's 20-hour, 9-module foundation course. Not sure which course fits? Take the 10-minute career assessment.
40 hours · 11 modules
A curriculum built around BFSI workflows.
Each module follows a real task from your job and ends with a piece of work you keep.
01AI in the BFSI landscape
Where AI is winning across banking, financial services and insurance, and who the vendors are.
Topics covered
- Where AI is used today in banking, lending, capital markets and insurance
- Use cases with proven returns, and those still experimental
- A map of banktech, insurtech and AI vendors
- How Indian banks and insurers are adopting AI
You produce: a use-case map for your organisation.
02KYC and customer onboarding
AI-assisted KYC, document verification and customer risk profiling.
Topics covered
- AI-assisted KYC workflows
- Verifying identity documents and spotting forgeries
- Customer risk profiling at onboarding
- Cutting onboarding time without weakening checks
You produce: an onboarding flow with risk checks.
03Credit scoring and underwriting
Alternative-data scoring and underwriting copilots.
Topics covered
- Credit scoring with alternative data such as GST filings and bank statements
- Underwriting copilots that summarise applications and flag risks
- Drafting credit memos with AI
- Where the underwriter must make the final call
You produce: a credit memo drafted with AI and checked by you.
04Fraud detection patterns
Transaction monitoring, pattern recognition and alert triage.
Topics covered
- Real-time transaction monitoring with AI
- Recognising fraud patterns across cards, UPI and accounts
- Triaging alerts to cut false positives
- Escalation and case documentation
You produce: an alert-triage playbook.
05Anti-money laundering (AML)
Sanctions and PEP screening, and drafting suspicious activity reports.
Topics covered
- Sanctions screening and name matching
- Politically exposed person (PEP) screening
- Investigating alerts and building case files
- Drafting suspicious activity reports (SARs)
You produce: a screened case with a draft SAR.
06Insurance claims processing
Claims intake, fraud checks and settlement automation.
Topics covered
- Automating claims intake from forms, photos and documents
- Detecting suspicious claims
- Faster settlement for straightforward claims
- Keeping policyholders informed during a claim
You produce: an automated claims-intake flow.
07Wealth management and robo-advisory
Goals-based planning and portfolio construction with AI.
Topics covered
- Goals-based financial planning with AI
- Portfolio construction and rebalancing
- How robo-advisory products are designed
- Suitability and disclosure when AI supports advice
You produce: a goals-based plan for a sample client.
08Regulatory reporting automation
Return preparation, data-quality checks and reconciliation.
Topics covered
- Preparing regulatory returns with AI assistance
- Data-quality checks before submission
- Reconciling figures across systems
- Keeping an audit trail for regulators
You produce: a reconciled regulatory return.
09RBI, SEBI and IRDAI guidance on AI
The current stance of Indian regulators on AI use.
Topics covered
- RBI's current expectations for banks and NBFCs using AI
- SEBI's position on AI in capital markets and advisory
- IRDAI's view on AI in insurance
- Turning regulator guidance into an internal checklist
You produce: a compliance checklist for one AI use case.
10Risk governance and explainability
Model governance, bias testing and explainable AI.
Topics covered
- Model governance: approval, monitoring and review
- Testing models for bias against customer groups
- Explaining AI decisions to customers, auditors and regulators
- Documentation for model risk management
You produce: a model governance summary.
11Capstone
Design an AI-augmented credit underwriting workflow for an SME loan portfolio.
Topics covered
- Designing an AI-assisted underwriting flow for SME loans
- Choosing data sources and scoring rules
- Adding checks for fraud, bias and explainability
- Presenting the workflow with its human decision points
You produce: a complete underwriting workflow.
Tools covered
The tools you'll work with.
You practise on the enterprise AI assistants and sector platforms banks and insurers use.
| Tool group | Tools | What you use them for |
|---|---|---|
| AI assistants | ChatGPT Enterprise, Claude | Research, drafting and analysis across modules |
| Market data AI | Bloomberg AI, FactSet AI | Research for wealth and credit work |
| Sector platforms | Insurtech and banktech AI tools | KYC, fraud, claims and underwriting workflows |
Capstone
Design an underwriting workflow, with AI.
Your capstone builds an AI-augmented credit underwriting workflow for a sample SME loan portfolio. You show where AI speeds up scoring and documentation, and where an underwriter must review and decide.
Along the way you complete 4–6 lab exercises.
Your capstone portfolio.
- An onboarding flow with risk checks
- An alert-triage playbook
- An automated claims-intake flow
- A reconciled regulatory return
- A model governance summary
Your credential
Rooman Apply AI Certificate.
BFSI specialisation. Your certificate is stamped with the specialisation you complete.
Your capstone portfolio shows what you can do with AI, which is what a manager or employer will ask to see.
What's included
Everything you need to finish.
- Certified industry-expert trainers
- Weekly live cohort sessions online
- AI-powered LMS with 1-year access
- 4–6 hands-on labs and a capstone project
- Résumé and LinkedIn workshop
- Access to Rooman's network of 1,000+ hiring partners
Before you enrol
Questions BFSI professionals ask.
Can't find your answer? Call 080 6945 1000 or WhatsApp us.
Who is this course for?
For working professionals in banking, financial services and insurance, ideally with a year's experience, and for graduates aiming at a BFSI career.
Do I need to complete AI for ALL first?
Yes. AI for ALL is Rooman's 20-hour, 9-module foundation course and the entry point to every Apply AI specialisation.
How much time does it take?
40 hours over 8 weeks, combining self-paced lessons with one live cohort session each week.
Is it online or classroom?
Online, with weekly live cohort sessions, so you can study alongside a full-time job.
Does the course cover RBI, SEBI and IRDAI rules on AI?
Yes. Module 9 covers current Indian regulator guidance on AI use.
Will I learn fraud detection?
Yes, in depth: pattern recognition, alert triage and anti-money laundering.
How is this different from a banking diploma?
It is more focused and more current, and built around AI from the start.
Does this prepare me for fintech roles?
Yes. These are the skills fintech product-analyst roles ask for.
What is the capstone?
You design an AI-augmented credit underwriting workflow for an SME loan portfolio.
Can I practise with real customer or account data?
No. Practice uses sample or anonymised material. The course shows how to use real customer data safely within your institution's policies.
Which certificate will I receive?
The Rooman Apply AI Certificate, stamped with your BFSI specialisation.
How do I find out fees and batch dates?
Talk to a Rooman counsellor on 080 6945 1000 or WhatsApp +91 97390 86029. They will share current fees, payment options and upcoming batch dates.
Can Rooman train my whole bank or insurance team?
Yes. Corporate cohorts run the same curriculum for your bank or insurance team, and Rooman has supported enterprise training since 2008.
Related courses.
All Apply AI courses
20 hrsStart hereAI for ALLThe 20-hour foundation for every Apply AI specialisation.
35 hrs10 modulesAI for Accountants & BookkeepersReconciliation, GST and audit prep with AI.
36 hrs10 modulesAI for Chartered Accountants & Tax ProfessionalsAI for audit, tax and advisory work.For teamsTraining your whole bank or insurance team?Run this course as a private cohort, as part of Rooman's AI Workforce Readiness programme.Talk to usNext step
Start with a conversation.
Tell us about your role and a counsellor will call you with batch dates, fees and payment options.
- Call: 080 6945 1000
- WhatsApp: +91 97390 86029
- Email: hello@rooman.com
Course details reviewed on 25 September 2026.